From the world’s top class flat meetings to jump racing and point-to-pointing, the thoroughbred population is growing around the world and establishing itself in the new emerging markets which are rapidly embracing the concept of international equestrian competition.


Our range of thoroughbred insurances is also growing to keep pace with the demands of owners, breeders, studs, stallion owners and everyone involved in the thoroughbred industry – whatever their needs or wherever they are. Our very experienced team of experts in the global bloodstock and equine insurance industry not only aim to always provide the best and most flexible solution but also the ultimate personal service with a timely response.

Because at MS Amlin Equine we specialise in thoroughbred horse insurance worldwide, we are able to precisely tailor cover to each individual horse and to every situation, from racehorse insurance and foal insurance to theft and mortality, unsoundness of wind and mare barrenness to provision of life-saving surgery, transit and stallion insurance for permanent disability or first season sub-fertility.

All Risks of Mortality and Theft

Foal Insurance

Foal Insurance Policy offers All Risks of Mortality and Theft as well as Life-Saving Surgery. Find out more  

Prospective Foal Insurance

Covers against the financial loss of a failed pregnancy, whether in early stages or post birth. Find out more

Mare Barrenness

This type of cover is available in conjunction with our prospective foal policy. Find out more

Stallion Permanent Disability Extension Endorsement

This additional coverage is essential for horses being used as a breeding stallion or intended for use in the future as a breeding stallion. Find out more

Stallion First Season Sub Fertility

Covers sub-fertility in a stallion’s first season at stud. Find out more

Broodmare Insurance

We offer a range of broodmare insurances to take care of every aspect – from mortality and theft to mare barrenness and prospective foal cover. Find out more

Life-Saving Surgery

As an extension to your mortality policy we can give life-saving surgery costs up to a limit of £5,000 per horse. Find out more

Colic Surgery Costs Extension

As an extension to your mortality policy we can give colic surgery costs up to a limit of £5,000 per horse. Find out more

Unsoundness of Wind

Unsoundness of Wind covers horses insured, that during the following year, are then sold at public auction. Find out more

Operation Insurance

What is this?

We can insure your horse for an operation plus 30 days afterwards.

As long as the horse is certified fit for a general anaethesia and the operation is taking place at an MS Amlin approved equine hospital or clinic, we will cover the risk of the operation and any complication afterward within the 30 days.

The cover does not however include pre-existing conditions.


Transit Insurance

We insure transits to many worldwide destinations

  • We can offer cover for transits as part of a 12 month policy,
  • Or a transit only policy plus 30 days at final destination,
  • Or a simple short term transit policy to expire on unloading at the airport.

12 Month Extension Clause

What is this?

All insurances that have an annual period or longer have a 90 day extension clause as standard. If an illness first occurs and manifests itself in the period of insurance and we have been informed before expiry, then you will be indemnified, during the policy period plus 90 days after expiry if the horse dies.
However – for an additional premium you can increase this standard 90 day extension by 275 days – giving 12 months extension in total.
Therefore, as long as you have renewed your policy with MS Amlin you will have a 12 month extension for the illness, injury or disease you notified us of under your previous policy.
There is a graded reduction in indemnity for horses 14 years old and over, and this extension ceases when the horse is 18 years old.