Life Saving Surgery

For a small additional premium per horse, as an extension to your mortality policy we can give life-saving surgery costs up to a limit of £5,000 per horse.

Summary of Cover:

It covers emergency costs of the life-saving operation under general anesthetic.
After care fees – but limited to 50% of the cost of the surgery, for 15 days from the first surgical procedure.
This cover has a deductible for each claim.

What are the key conditions you should know?

You must, within 30 days of the surgery, provide:

  • A report by the veterinary surgeon who operated on the horse detailing the illness and surgical treatment carried out, and
  • Copies of all invoices

What isn’t covered

  • Surgical procedures unless in a recognised Equine Veterinary Hospital
  • Any pre-existing medical conditions
  • Any examination, medication or treatment unless in conjunction with the insured life-saving surgery
  • Any surgical procedure not performed under general anaesthesia
  • Any elective or voluntary surgery
  • Any  post-mortem expense or procedures
  • Any animal under 6 months or over 15 years