You can benefit from
- Ability to quote on over 2000 trades
- Incorrect fuelling cover
- 30 minute new business referral Service level Agreement
- Personal Accident cover up to £10,000 to the driver
- Drivers over 19 subject to certain vehicle groups /value restrictions
- £20,000,000 third party property damage as standard for private cars and £5,000,000 for other vehicle types
- Accept part NCD and CCE
- NCD converted to CCE at renewal
Risk examples within appetite
- Private Cars
- Commercial Vehicles up to 7.5 tonnes
- Agriculture vehicles, trailers and special types
- Fleet conversion considered for NCD rated vehicles with at least three years confirmed claims experience*
- Business trading for a minimum 3 years
- Drivers with driving convictions - 3 points or less is treated as a normal driver and does not have to be disclosed on the risk
- All Electric vechicles including Tesla
* 50% of vehicles on the fleet can have less than 3 years NCD

Standard cover
Third Party
- Death or bodily injury (unlimited cover)
- Property damage for cars up to £20,000,000 limit
- Property damage for all other vehicles up to
- £5,000,000 limit
Prosecution and defence
- Costs up to a limit of £2,000,000
- Cover for unauthorised movement of third party vehicles
- Cover for unlicensed drivers where a license is not required by law
- Indemnity to principals
Personal Accident
- Benefits cover to the driver up to a limit of £10,000
- New vehicle replacement for private cars or commercial vehicles less than 7.5 tonnes in first year of registration
- Courtesy vehicles where available when using an approved repairer
- Child seat insurance up to £500
- Incorrect fuelling cover
- Replacement keys and locks up to £1,250 per vehicle
- Personal effects cover up to a limit of £500 for any one event
- Medical expenses cover up to £500 per person
- Permanently fitted audio equipment covered up to market value of the vehicle
- Emergency accommodation up to £100 per person or £400 per incident

Andrew Sajo
Head of Sales & Distribution - Digital
Digital Trading

Anthony Meechan
Business Development Manager
Digital Trading