Terms & conditions

Terms & conditions

These terms and conditions (together with the documents referred to in it) apply to all websites, webpages, blogging sites and other online platforms owned or managed by or on behalf of MS Amlin plc, a public limited company (registered number 2854310, VAT number 524 6993 17), with registered address at The Leadenhall Building, 122 Leadenhall Street, London, EC3V 4AG, and its directly and indirectly held companies (together “MS Amlin”) under the URLs msamlin.com, amlin.co.uk and amlin.com (the “MS Amlin Sites”, each an “MS Amlin Site”). 

By accessing or using the MS Amlin Sites, you agree at all times to abide by these terms and conditions, any additions or amendments to them, and to comply with all applicable laws a regulations.  Please read the terms and conditions carefully.  If you do not agree to these terms and conditions please do not proceed to further pages of the MS Amlin Sites.

MS Amlin reserves the right in its sole and absolute discretion, to change, modify, add, or remove portions of these terms and conditions at any time.  In addition, when accessing or using the MS Amlin Sites for a service on the MS Amlin Sites, you will be subject to any posted guidelines, rules or policies for the services. Those guidelines, rules and policies, whether now existing or adopted in the future, are incorporated by reference into these terms and conditions. MS Amlin may terminate your registration and use of the MS Amlin Sites if it believes that you have violated or acted inconsistently with these terms and conditions.

MS Amlin intends to improve the MS Amlin Sites continuously and may update the contents at any time. Although we strive to ensure that the information contained is accurate and complete as at the date of publication, no representation or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information and such information does not constitute investment or other advice nor any solicitation to participate in investment business. MS Amlin does not guarantee that the MS Amlin Sites, or any content on it, will be free from errors or omissions. MS Amlin may remove and discard the MS Amlin Sites or any content within the sites, for any reason, without notice.

PRIVACY AND COOKIE POLICY

Your use of the MS Amlin Sites is subject to the Privacy and Cookie Policy, which sets out the terms on which MS Amlin processes any personal data or personal information it collects from you, or that you provide to MS Amlin, as well as  information about the cookies on the MS Amlin Sites. By using the Amlin Sites, you consent or are deemed to consent to the terms of the Privacy and Cookie Policy and you warrant that all information you provide is accurate.

PROPRIETARY RIGHTS

The pages on the msamlin.com are published by Black Sun PLC on behalf of MS Amlin.  Copyright in the design and architecture of the msamlin.com is owned by Black Sun PLC. Content on the MS Amlin Sites is supplied by MS Amlin and, where indicated, by certain third parties.  Intellectual property rights in the content of the MS Amlin Sites is owned by MS Amlin, its licensors or other third party content providers.  Those works are protected by copyright laws and treaties around the world.  All such rights are reserved. Elements of the MS Amlin Sites may also be protected by trade mark, unfair competition, passing off and other laws. No license is granted in respect of those intellectual property rights. The content on the MS Amlin Sites may not be copied, reproduced, transmitted, distributed or displayed, by any means, without the express prior written consent of MS Amlin or its licensors.  The permitted copies made by you from an MS Amlin Site must retain copyright or other intellectual property notices contained in the original material. You must not modify the paper or digital copies of any content you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.  You must not use any part of the content on the MS MS Amlin Sites for commercial purposes without obtaining a licence to do so from us or our licensors.  If you print off, copy or download any part of an MS Amlin Site in breach of these terms and conditions, your right to use the MS Amlin Sites will cease immediately and you must, at MS Amlin’s option, return or destroy any copies of the content or materials you have made.

DISCLAIMER

The content on the MS Amlin Sites is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the MS Amlin Sites.  Although reasonable efforts are made to update the information on the MS Amlin Sites, no representations, warranties or guarantees, whether express or implied, are made that the content on the MS Amlin Sites is accurate, complete or up-to-date.

Where any securities or other investments or financial products are referred to in the MS Amlin Sites, no offer of such securities or other investments or financial products is being made via this applicable MS Amlin Site. In respect of any information provided regarding securities or other investments of financial products, you should note in particular that past performance cannot be relied upon as a guide to future performance.  The MS Amlin Sites must not be relied upon in connection with any investment decision.

CONTENT IN THE MS AMLIN SITES IS PROVIDED “AS IS” AND “AS AVAILABLE”. IN NO EVENT SHALL MS AMLIN, BLACK SUN PLC OR ANY THIRD PARTY CONTENT PROVIDERS BE LIABLE FOR ANY LOSS, DAMAGES, COSTS OR OTHER EXPENSES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, CONSEQUENTIAL OR SPECIAL LOSS OR LOSS OF PROFIT) ARISING OUT OF OR IN CONNECTION WITH ANY USE OF, OR ANY ACTION TAKEN IN RELIANCE ON, ANY INFORMATION APPEARING ON THE MS AMLIN SITES. MS AMLIN, BLACK SUN PLC AND ANY THIRD PARTY CONTENT PROVIDERS DISCLAIM ALL WARRANTIES, BOTH EXPRESS AND IMPLIED, WITH REGARD TO THE INFORMATION CONTAINED IN THIS WEBSITE. NEITHER MS AMLIN, BLACK SUN PLC NOR ANY THIRD PARTY CONTENT PROVIDER LIMITS ITS LIABILITY FOR FRAUD, DEATH OR PERSONAL INJURY CAUSED BY ITS NEGLIGENCE. NOTHING IN THIS WEBSITE SHALL FORM THE BASIS OF OR BE RELIED UPON IN CONNECTION WITH ANY CONTRACT OR COMMITMENT WHATSOEVER (WHETHER WITH MS AMLIN PLC, BLACK SUN PLC, ANY THIRD PARTY CONTENT PROVIDERS AND ITS OR THEIR SUBSIDIARIES, AFFILIATES OR OTHERWISE), EXCEPT AS SPECIFICALLY PROVIDED HEREIN. NOTHING IN THIS DISCLAIMER SHALL EXCLUDE OR RESTRICT ANY DUTY OR LIABILITY THAT CANNOT BE EXCLUDED BY LAW OR REGULATION. DISCLAIMERS ON INDIVIDUAL CONTENT PUBLISHED IN MS AMLIN SITES MAY ALSO APPLY.

No warranty is given that the MS Amlin Sites are free from infection by viruses or anything else that has contaminating or destructive properties or that no damage will occur to your computer system as a consequence of use of the site.  Neither MS Amlin nor Black Sun PLC will be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

In using the Amlin Sites, you may be linked to websites provided by independent third parties. Where reasonably practicable, such third party material is marked accordingly. Neither MS Amlin nor Black Sun PLC reviews, endorses or accept liability for the content of those independent third party websites, including any products, services or other items offered through such websites. Linking to any other website is at your sole risk.  Neither MS Amlin nor Black Sun PLC are responsible for the content of any other website from which you have accessed via the MS Amlin Sites or to which you may hyperlink from the MS Amlin Sites and cannot be held liable for any loss or damage you incur as a result thereof.

The MS Amlin Sites includes content solely for informational purposes relating to the businesses of the MS Amlin group of companies. The MS Amlin Sites and all its content and functionality are not directed to nor intended for use by any person resident or located in any country where such distribution is prohibited.  Products and services referred to on the MS Amlin Sites will only be offered publicly in those jurisdictions where it is lawful to do so and the MS Amlin Sites are only directed at such jurisdictions. You agree that you will make yourself aware of and adhere to any restrictions there may be in your jurisdiction upon any services referred to in the MS Amlin Sites.  If any local access restrictions apply to your use of the MS Amlin Sites you are not authorised to access or use the relevant MS Amlin Site or use any content or functionality on it.

GENERAL
If a provision in these terms and conditions is or becomes illegal, invalid or unenforceable in any country, that will not affect the validity or enforceability in that country of any other provision or in other jurisdictions or that of any of the other provisions of the terms and conditions.

Any notice or communication given under or in connection with these terms and conditions shall be in English.  All other documents provided under or in connection with these terms and conditions shall be in English.

APPLICABLE LAW
The Amlin Sites and their use shall be governed in accordance with the laws of England and Wales. The English courts shall have exclusive jurisdiction over any claims or disputes arising out of your use of the Site. If any provision of these terms and conditions is determined by any competent authority to be invalid, void, or unenforceable for any reason, such provision shall to that extent be severed from the remaining provisions which shall continue to be valid and enforceable to the fullest extent permitted by law.

© 2016 MS Amlin plc

MS Amlin plc (company number 02854310)

MS Amlin Underwriting Ltd (company number 02323018) is authorised and regulated by the Prudential Regulation Authority and regulated by the Financial Conduct Authority.

Amlin Insurance SE (company number SE000095) is authorised and regulated by the Prudential Regulation Authority and regulated by the Financial Conduct Authority.

The following group companies are authorised and regulated by the Financial Conduct Authority:

MS Amlin Underwriting Services Ltd (company number 00422615)

Amlin Plus Ltd (company number 04729659)

J R Clare Underwriting Agencies Ltd (company number 03579158)

Allied Underwriting Agencies Ltd (company number 00789566)

Lead Yacht Underwriters Ltd (company number 03407299)

All of the above companies are incorporated and registered in England, with registered office at The Leadenhall Building, 122 Leadenhall Street, London, EC3V 4AG.  The regulatory status of each regulated company can be checked on the Financial Services Register at: https://register.fca.org.uk/